Home Insurance2018-09-05T18:34:53+00:00

Homeowners Insurance


Your home is your is often your biggest asset and largest financial investment. Home insurance is designed to protect you financially by minimizing repairs or replacement costs, and assisting with living expenses if something happens due to fire, theft or certain natural disasters. In addition, it is also designed to protect you from liability if someone is injured on your property.

WBR Insurance offers insurance plans you can depend on when the unexpected happens. Our team will work with you to build a policy that makes sense for your specific home, valuables, and liability risks so if something happens your home will be taken care of as quickly as possible to keep your life on track. We offer a number of coverage options that will protect everything you hold most dear.

  • Dwelling Coverage: Protect the structure, built-in appliances and wall-to-wall carpet of your house from damage.
  • Replacement Cost Plus: This coverage can pay an additional amount of your home coverage limit if additional money is needed to rebuild after a loss.
  • Contents Coverage: Helps cover the cost of repairs to your home, and replacement costs of your furniture, clothing and other items in your home.
  • Loss of Use: Covers expenses resulting from being unable to live in your home.
  • Liability: If an accident occurs in your home that damages someone or something, personal liability can help pay for covered damages and medical expenses.
  • Jewelry & Collectibles (Optional): Get additional coverage for high-value items such as jewelry, watches, antiques and fine art.
  • Umbrella (Optional): A personal umbrella policy offers an extra layer of protection in the event where bodily injury, property damage or personal injury to others occur for which you are held liable.

Save With These Homeowners Insurance Discounts

In addition to selecting a plan specific to your needs, WBR Insurance offers homeowners the following discounts if you qualify:

  • Multi-Policy Discount
  • Protective Device Discount
  • Claims-Free Discount
  • Age of Construction Discount
  • Age of Insured Discount
  • Personal Status Discounts

Call For Your Personal Insurance Quote

Discover what sets WBR Insurance apart!

  • 24/7 Claims Services to help you get back to normal quickly after you’ve suffered a loss.
  • We pride ourselves in establishing personal relationships with our customers to help you and answer your questions.
  • Experienced Virginia hurricane and flood policy advisors.

For more information on the type of insurance you may need, call WBR Insurance for a customized quote at (757) 340-0028.

Get A Quote

The Right Products For The Right Solutions. Every Time.

Personalized Quotes

Our WBR Insurance team can help you determine what coverage is right for your personal or business needs and budget.

Save With Discounts

In addition to competitive rates on the coverage you need, WBR Insurance will also work with you to find any discounts for which you are eligible.

24/7 Claims Services

We are here to help you and answer your questions whether restoring or replacing what you have lost, or compensating those who have been injured.