As a new year rolls around, brush up on your insurance renewal facts to be prepared and informed.
- An insurance renewal is a certain length of time an insurance policy is in effect without the insurance company altering your rate.
- The renewal date of your insurance policy is based on the date your policy took effect. For example, the renewal rate of an annual policy would happen each year on the exact month and day your policy started.
- Renewal information is typically mailed 30 to 45 days in advance of your renewal. Containing a declaration page with a new proof of insurance as well as other information explaining your policy.
- A renewal is a good time to take charge and review your whole policy. Find new discounts or make changes to coverage. Insurance is easy to forget, a renewal is a friendly reminder to confirm everything is on the right track. Contact your insurance agent to review your current policy.
- Combining multiple insurance policies under one provider such as car, renters, homeowners, or motorcycle is an easy way to save money. Most insurance companies offer multiple-policy discounts, it’s a nice way to simplify things by enabling you to pay premiums, manage claims, and get information from one source.
- Insurance policy renewal is the time to make any new and necessary adjustments to your coverage. If you recently have gotten married, bought a house, or received a new degree there’s a chance you could receive discounts on your premium.
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